For 2025, the USDA loan limit in Terre-Haute, located in Vigo, IN, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s top rates for USDA versus FHA, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the right program in for your particular financial situation.
2025 Loan Limits and Downpayment Requirements in Terre-Haute, Vigo County, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Terre-Haute, IN
Lendersa® aims to secure you the best USDA or FHA loan quickly and effortlessly. Select one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is needed for USDA loans.
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Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
