USDA and FHA Pro and Con in Terre-Haute, Vigo County, IN
For 2025, the USDA loan limit in Terre-Haute, located in Vigo, IN, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s top rates for USDA versus FHA, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the right program in for your particular financial situation.
2025 Loan Limits and Downpayment Requirements in Terre-Haute, Vigo County, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Terre-Haute, IN
Lendersa® aims to secure you the best USDA or FHA loan quickly and effortlessly. Select one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is needed for USDA loans.
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
Premier Home Mortgage and Finance, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.
At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.
Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building
