USDA Vs. FHA Pro and Con comparison in Terre-Haute, Vigo County, IN

For 2025, the USDA loan limit in Terre-Haute, located in Vigo, IN, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s top rates for USDA versus FHA, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the right program in for your particular financial situation.

Review offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Terre-Haute, Vigo County, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Terre-Haute, IN

Lendersa® aims to secure you the best USDA or FHA loan quickly and effortlessly. Select one of three starting points to connect with lenders and explore USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in IN

The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hard Money Loan Solutions Inc
  • 70 SE 4th Ave, Delray Beach, FL, 33483
  • We are a private hard money lender in Palm Beach County, Florida, dedicated to helping local businesses grow with tailored real estate loans. We offer investment, business purpose loans, competitive rates, and low closing costs. As an asset-based lender, we simplify the process by not requiring credit reports, tax returns, bank statements.
  • American Home Finance Group, Inc.
  • 100 E Linton Blvd Suite 305A, Delray Beach, FL, 33483
  • American Home Finance Group, Inc utilize our extensive expertise in the mortgage industry to assist future home buyers & people in need of refinancing navigate through complex financial challenges while making them feel like a member of our family. 20 years experience and knowledge to make sure your deal is structured
  • Supreme Lending - Mortgage Lenders Delray Beach FL – Refinancing & VA home loan
  • 110 SE 4th Ave, Ste. 102, Delray Beach, FL, 33483
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products.
  • Liberty Mortgage Lending
  • 393 NE 5th Ave, Delray Beach, FL, 33483
  • Liberty Mortgage Lending opened its doors in 2001 with a mission to provide our clients with the best service in the mortgage industry. This mission, along with continued loyalty to our client’s financial security, has seen us through the highs and lows of the real estate market, making many of our first-time borrowers happy to return.
  • Sunwise Capital
  • 20423 State Road 7 F6-350, Boca Raton, FL, 33498
  • Sunwise Capital offers an easy and convenient way to apply for small business loans. Our company aims to provide the best unsecured business loans, merchant cash advances, and working capital loans so that you can build your business. Since our inception in 2010, we have been serving over 86,000 businesses and counting. Businesse trust Sunwise Capi
  • Hypotec
  • 10055 Yamato Rd, Suite 305, Boca Raton, FL, 33498
  • Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company
  • Charter Bank TX
  • 10502 Leopard Street, Corpus Christi, TX, 78410
  • Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
  • STAR Financial Credit Union
  • 10429 Leopard Street, Corpus Christi, TX, 78410
  • We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.