USDA Vs. FHA Pro and Con comparison in North-Terre-Haute, Vigo County, IN

For 2025, the USDA loan cap in North-Terre-Haute, within Vigo, IN, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, assessing the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you determine which program in best aligns with your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in North-Terre-Haute, Vigo, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Offerings in North-Terre-Haute, IN

The primary aim of Lendersa® is to obtain the best USDA or FHA loans for you quickly and smoothly. Choose from three available starting paths that connect you with lenders and USDA loan programs.

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Understanding USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WHOLESALE MORTGAGE ADVISORS, LLC
  • 236 Commercial Street, Suite 100R, Boston, MA, 02109
  • Tim Lacyk, dove head first into the mortgage industry some 15 years ago. Originally hired as a Loan Closer (coordinates with Title the closing process the final loan figures, balances, and wires the money to closing), he also moved through a variety of roles after that, including post-closing management.
  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle. We’ve aligned ourselves with many National lending resources.
  • Vista Lending
  • 1211 Baylor St, Austin, TX, 78703
  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Citizens National Bank of Crosbyton
  • 202 W. Main, Crosbyton, TX, 79322
  • A bank was proposed for the town site of Crosbyton in December of 1908. The material used in the building was native stone and concrete blocks. The stone was quarried from the canyon east of Crosbyton. The sand and gravel was hauled into town from the canyon. The building was completed in the summer of 1909.
  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.