USDA Vs. FHA your options comparison in North-Terre-Haute, Vigo County, IN
For 2025, the USDA loan cap in North-Terre-Haute, within Vigo, IN, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, assessing the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you determine which program in best aligns with your financial circumstances.
2025 Loan Limits and Downpayment Requirements in North-Terre-Haute, Vigo, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Offerings in North-Terre-Haute, IN
The primary aim of Lendersa® is to obtain the best USDA or FHA loans for you quickly and smoothly. Choose from three available starting paths that connect you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down, USDA loans require no down payment.
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms.
The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth.
Since our inception in 1999, we’ve helped hundreds of small businesses"
At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services.
Loan Options we
At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
