USDA VS FHA in Great-Bend, Barton County, KS

In 2026, the USDA loan limit for Great-Bend, situated in Barton County, KS, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you decide which is the best for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Great-Bend, Barton County, KS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Great-Bend, KS

Lendersa® is focused on quickly securing the best USDA or FHA loan for you with ease. Choose one of three starting paths that lead to suitable lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matches

Understanding USDA Loans in KS

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Great-Bend Lenders

  • Peoples Bank and Trust
  • 211 E. Santa Fe, Ellinwood, KS, 67526
  • Lends in Kansas
  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.

  • Fusion Bank
  • 116 West Sixth Street, Larned, KS, 67550
  • Lends in Kansas
  • Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.

  • First Bank Sterling, KS
  • 128 South Broadway Avenue, Sterling, KS, 67579
  • Lends in Kansas
  • While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.

  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Lends in Kansas
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.

  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lends in Kansas
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,

  • Farmers Credit Union
  • 2825 Plaza Avenue, Hays, KS, 67601
  • Lends in Kansas
  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.

  • Bank of Hays
  • 1000 W 27th St, Hays, KS, 67601
  • Lends in Kansas
  • Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5, 000.

  • Golden Belt Bank
  • 1101 East 27th St, Hays, KS, 67601
  • Lends in Kansas
  • At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,

  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • Lends in Kansas
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.