In the year 2025, the USDA loan limit for Lyons in Rice county, KS, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
To compare today's most advantageous USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This will help you determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to see the USDA, FHA, Conforming, and VA options side by side, ensuring you find the ideal program for your financial situation in Alabama.
Review loan offers from a diverse array of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the optimal USDA or FHA loan for you swiftly and without difficulty. Choose one of three options to discover matching lenders and suitable USDA loan offerings.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage has no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
