USDA and FHA Pro and Con in Lyons, Rice County, KS

In 2025, USDA loan limit in Lyons, county of Rice, KS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lyons, county of Rice, KS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lyons, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
  • Mid-American Financial Group, Inc
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  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.
  • Maxelle Mortgage
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  • We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.
  • Rolph Mortgage LLC
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  • Grasslands Federal Credit Union
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  • Texas Community Bank
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  • Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
  • South Texas regional fcu
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  • The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration. We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
  • Bravo Mortgage & Realty Group
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  • Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
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