USDA Loan Vs. FHA loan for Ellsworth, KS [Ellsworth County Rates 2023]

In 2025, USDA loan limit in Ellsworth, county of Ellsworth, KS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ellsworth, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 261-5657 721 miles Lender's profile and map Reviews Community West Credit Union 5801 Broadmoor Avenue SE, Kentwood, MI, 49512 Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
(616) 957-3480 721 miles Lender's profile and map Reviews Mortgage 1 Inc. 3243 East Paris Ave SE, Kentwood, MI, 49512 At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
(616) 855-3300 721 miles Lender's profile and map Reviews AIM Financial Inc 3738 28th Street SE, Grand Rapids, MI, 49512 Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(616) 682-1414 721 miles Lender's profile and map Reviews Member Advantage Mortgage 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512 Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
(800) 297-8585 721 miles Lender's profile and map Reviews Cornerstone Home Mortgage. 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060 Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
(435) 649-6660 721 miles Lender's profile and map Reviews Intermountain Mortgage Company, LLC 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060 Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
(616) 559-7000 721 miles Lender's profile and map Reviews United Bank of Michigan 900 East Paris Ave SE, Grand Rapids, MI, 49546 United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
(888) 672-5626 721 miles Lender's profile and map Reviews Northpointe Bank 3333 Deposit Drive NE, Grand Rapids, MI, 49546 Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
(616) 977-7900 721 miles Lender's profile and map Reviews Northwind Financial Corporation 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546 Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
(616) 974-9710 721 miles Lender's profile and map Reviews Team Mortgage Company 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546 We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
(616) 942-9630 721 miles Lender's profile and map Reviews Preferred Credit Union 3767 Sparks Dr SE, Grand Rapids, MI, 49546 Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.