USDA and FHA Pro and Con in Ellsworth, Ellsworth County, KS
In the year 2026, the USDA loan limit for Ellsworth located in the county of Ellsworth, KS, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates. It helps you ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in Alabama is most suited to your precise financial requirements.
Loan Limits and Downpayment Requirements for 2026 in Ellsworth, Ellsworth County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ellsworth, KS
At Lendersa®, our objective is to secure the best USDA or FHA loan for you swiftly and with minimal hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural neighborhoods. Unlike FHA loans mandating a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for qualified borrowers.
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