USDA Vs. FHA your options comparison in Olathe, Johnson County, KS
In the year 2025, the USDA loan limit in Olathe, within Johnson County, KS is set at $345,000. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This will help you figure out the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, enabling you to decide on the best option for your financial situation in .
Loan limits and down payments for 2025 in Olathe, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan possibilities in Olathe, KS
The aim of Lendersa® is to streamline access to the most suitable USDA or FHA loan without difficulty. Begin with any of these three paths to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
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