USDA Vs. FHA your options comparison in Olathe, Johnson County, KS
In the year 2026, the USDA loan limit in Olathe, within Johnson County, KS is set at $345,000. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This will help you figure out the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, enabling you to decide on the best option for your financial situation in .
Loan limits and down payments for 2026 in Olathe, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan possibilities in Olathe, KS
The aim of Lendersa® is to streamline access to the most suitable USDA or FHA loan without difficulty. Begin with any of these three paths to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
7381 West 133rd Street #200, Overland Park, KS, 66213
Lends in Kansas
Welcome to Metropolitan Mortgage Corporation, your trusted mortgage lender serving Overland Park, KS, and surrounding areas. Our portfolio of loan products includes Conventional, Jumbo, FHA, VA, USDA, and renovation loans, ensuring that we have the perfect financing solution for every situation. With a commitment to customer satisfaction, we have p
We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
11225 College Blvd, Suite 150, Overland Park, KS, 66210
Lends in Kansas
For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.
Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
11225 College Blvd, Suite 125, Overland Park, KS, 66210
Lends in Kansas
Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals.
We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
Lends in Kansas
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Lends in Kansas
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
