USDA Vs. FHA your options comparison in Olathe, Johnson County, KS
In the year 2025, the USDA loan limit in Olathe, within Johnson County, KS is set at $345,000. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This will help you figure out the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, enabling you to decide on the best option for your financial situation in .
Loan limits and down payments for 2025 in Olathe, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan possibilities in Olathe, KS
The aim of Lendersa® is to streamline access to the most suitable USDA or FHA loan without difficulty. Begin with any of these three paths to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
16 West Mission Street, Suite F, Santa Barbara, CA, 93101
Unison Financial Group offers Santa Barbara, CA mortgage programs to fit your budget. For practical and knowledgeable advice and options, At Unison Financial Group we make customer satisfaction our number one priority. We arrange purchase, refinance, and cash out loans on owner and non-owner occupied properties, including second homes.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.
State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
The mission of the Santa Barbara County Federal Credit Union is to provide competitive, cost-effective, economically feasible services to our members, while emphasizing convenience and personal attention. You can join SBCFCU if you work for one of our sponsors or have an immediate family member with an account with us.
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
RB Lending you're buying your first house or refinancing your jumbo mortgage, you'll save thousands of dollars. I sleep well at night knowing I'm giving people the best service and lowest costs possible. I get a daily report of the lenders with the lowest rates in the country and pass those rates on to you
