USDA Vs. FHA Pro and Con comparison in Lenexa, Johnson County, KS
In 2025, the USDA loan limit for Lenexa, situated in Johnson County, KS is $345,000. Meanwhile, the FHA limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates, revealing the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you determine the ideal fit for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lenexa, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lenexa, KS
The objective of Lendersa® is to swiftly and efficiently secure an ideal USDA or FHA loan for you. Choose among three starting points that lead to appropriate lenders and suitable USDA loan programs.
A USDA home loan, supported by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans that need at least a 3.5% down payment, no down payment is required for USDA mortgage loans.
In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
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