USDA VS FHA in Leawood, Johnson County, KS

In 2026, the USDA loan limit in Leawood, Johnson County, KS, is $345,000, whereas the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today, understanding needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Leawood, Johnson County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Leawood, KS

Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Start by choosing one of three pathways to connect with matching lenders and the right USDA loan programs.

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Understanding the USDA Loan in KS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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