USDA Loan Vs. FHA loan for Leawood, KS [Johnson County ]

In 2026, the USDA loan limit in Leawood, Johnson County, KS, is $345,000, whereas the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today, understanding needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Leawood, KS

Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Start by choosing one of three pathways to connect with matching lenders and the right USDA loan programs.

Understanding the USDA Loan in KS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

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Leawood Lenders
(913) 458-2739 Lender's profile and map B&V Credit Union 11401 Lamar Avenue, Overland Park, KS, 66211 Lends in Kansas Our Credit Union was established in 1954 for the purpose of providing convenient, high quality, personalized financial services that are responsive to the needs of our members. B&V Credit Union is a separate entity from Black & Veatch Corp. While Black & Veatch is a valued sponsor of B&V Credit Union.
(816) 694-0240 Lender's profile and map Ed Baldwin Home Loans 3401 College Blvd, Suite 220, Leawood, KS, 66211 Lends in Kansas Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
(913) 647-7000 Lender's profile and map BNC National Bank 7007 College Blvd, Suite 600, Overland Park, KS, 66211 Lends in Kansas Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
(913) 945-3704 Lender's profile and map ReeceNichols Topeka Elite, LLC 11601 Granada, Leawood, KS, 66211 Lends in Kansas Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
(866) 341-1344 Lender's profile and map First Financial Mortgage Services LLC 10977 Granada Lane, Suite 225, Overland Park, KS, 66211 Lends in Kansas First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
(913) 663-2376 Lender's profile and map ONE Advisory Partners 5440 W. 110th Street, Building 2, Suite 300, Overland Park, KS, 66211 Lends in Kansas ONE Advisory Partners is an SEC-registered investment advisor focused on making our clients’ lives better. We handle the heavy lifting of your financial life so you can focus on the things that matter the most to you. We saw a need for robust wealth advice for real people, so we apply the best practices we learned from helping large institutional.
(913) 381-3333 Lender's profile and map Community Lending of America, Inc. 6900 College Blvd, Suite 740, Overland Park, KS, 66211 Lends in Kansas Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.