USDA and FHA Pro and Con in Ashland, Boyd County, KY
In the year 2025, the USDA loan limit for Ashland, county of Boyd, KY, is determined to be $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030, offering distinct benchmarks for homebuyers in this region.
Leverage the Lendersa® USDA loan calculator to effectively compare today’s best USDA versus FHA rates. This comprehensive tool helps you determine the necessary income, credit standing, reserves, and documents required to qualify. With our advanced mortgage calculator, seeing the USDA, FHA, Conforming, and VA options side by side, you can identify the best program for your financial requirements in Alabama.
Exploring Loan Limits and Downpayment Requirements for 2025 in Ashland, Boyd, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Ashland, KY
The mission of Lendersa® is to secure the ideal USDA or FHA loan for you quickly and without hassle. Choose one of three pathways designed to connect you with matching lenders and USDA loan programs tailored to fit your personal requirements.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also commonly known as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, this loan provides a unique opportunity for those eligible. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them especially attractive for buyers in rural areas.
1201 Orlando Ave, Suite 100, Winter Park, FL, 32789
We are dedicated to building long-term customer relationships while serving Central Florida’s businesses, professionals and residents. Our experienced staff is trained to provide expert customer service and to make prompt and informed banking decisions. Commerce Bank & Trust, a locally owned community bank.
941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
228 Park Avenue North, Suite J, Winter Park, FL, 32789
First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
101 East 5th Street, Suite 205, Northfield, MN, 55057
TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
