USDA Loan Vs. FHA loan for Ashland, KY [Boyd County Rates 2023]

In 2025, USDA loan limit in Ashland, county of Boyd, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ashland, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 225-1859 434 miles Lender's profile and map Reviews ABCO Federal Credit Union 690 Beverly Rancocas Road, Willingboro, NJ, 08046 ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
(609) 877-3330 434 miles Lender's profile and map Reviews Creative Financial Network 300 Campbell Dr, Willingboro, NJ, 08046 Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
(757) 571-9200 434 miles Lender's profile and map Reviews ANNUVA Financial 110 Traders Cross, Suite 119, Bluffton, SC, 29909 At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
(215) 788-5270 434 miles Lender's profile and map Reviews Inspire Federal Credit Union 3 Friends Lane, Newtown, PA, 18940 Inspire Federal Credit Union is a progressive financial institution that has been serving the financial needs of Bucks County residents since 1936. We are a relationship-based, not-for-profit organization, originally chartered to serve local educators, and have evolved into a full-service financial institution serving Bucks County, Pennsylvania.
(215) 860-4580 434 miles Lender's profile and map Reviews The First National Bank and Trust Company of Newtown 40 South State St, Newtown, PA, 18940 The First National Bank & Trust Company of Newtown (The First), Bucks County’s oldest, most established bank. For more than 155 years, The First has proudly remained independent and committed to our community, reinvesting all our deposits in local businesses, local mortgages, and local people.
(215) 776-8980 434 miles Lender's profile and map Reviews Lending Capital Mortgage LLC 12 Penns Trail, Newtown, PA, 18940 Lending Capital Mortgage pioneered the idea of one-stop shopping for homebuyers. Today, the LCM family offers you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: ours We have over 45 years of collective experience
(215) 205-6536 434 miles Lender's profile and map Reviews Security Mortgage Financial Services Inc 1988 Amber Drive, Newtown, PA, 18940 I'm Steve Rosen, and I'm the founder of Security Mortgage Financial Services, which has been helping Pennsylvanians buy new houses and refinance their existing homes since 2001. In an increasingly impersonal, automated world, we believe in offering our clients a personal touch which is why so many of our clients turn into friends.
(248) 819-1149 434 miles Lender's profile and map Reviews Longstreet Financial Inc 4 Bennington Place, Newtown, PA, 18940 Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(262) 376-1005 434 miles Lender's profile and map Reviews Patriot Mortgage Lending 1211 15th Avenue, Grafton, WI, 53024 We are pleased to offer the best possible rates with the best possible service. Patriot is one of the premier FHA lenders in the state of Wisconsin. Our FHA and VA lending experience is unsurpassed! In the mortgage industry today, there are tough guidelines and many restrictions which can make finding a mortgage difficult.
(334) 821-9200 434 miles Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers