USDA VS FHA in Russell, Greenup County, KY

In 2025, the USDA loan cap in Russell, located in Greenup County, KY, is set at $336,500, while the FHA limit for single-family homes is $472,030.

Utilize Lendersa® USDA loan calculator to compare the best rate options for USDA versus FHA loans and understand the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in .

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Loan limits and down payment prerequisites for 2025 in Russell, Greenup County, KY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan varieties in Russell, KY

Lendersa® aims to promptly and effortlessly provide you with the ideal USDA or FHA loan. Begin with one of three approaches leading to matched lenders and available USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Comprehending USDA Loans in KY

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
  • Union Savings and Loan Association
  • 730 Central Avenue, Connersville, IN, 47331
  • Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
  • Whitewater Regional FCU
  • 3030 Western Avenue, Connersville, IN, 47331
  • Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
  • SOFTITE COMMUNITY FEDERAL CREDIT UNION
  • 1201 S Zane Highway, Martins Ferry, OH, 43935
  • SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.