In 2026, the USDA loan cap in Russell, located in Greenup County, KY, is set at $336,500, while the FHA limit for single-family homes is $472,030.
Utilize Lendersa® USDA loan calculator to compare the best rate options for USDA versus FHA loans and understand the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in .
Loan limits and down payment prerequisites for 2026 in Russell, Greenup County, KY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan varieties in Russell, KY
Lendersa® aims to promptly and effortlessly provide you with the ideal USDA or FHA loan. Begin with one of three approaches leading to matched lenders and available USDA loan schemes.
A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.
We are a community bank located in Greenup County, Kentucky. We offer traditional banking services including deposit accounts and loans. We recently partnered with MasterCard for our First & Peoples Bank and Trust Company credit card. We also provide Estate Planning, Trust Administration, Custodial/Managed IRA accounts.
Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
Our credit union was chartered on October 23, 1958. On August 23, 2004, we received our community charter. With our community charter, we are now able to offer membership to anyone who lives, works, or worships in Boyd County, Kentucky. The Credit Union is governed by an elected Board of Directors who volunteer their time.
Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.
At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
