USDA and FHA Pro and Con in Flatwoods, Greenup County, KY
For 2026, the USDA loan limit in Flatwoods, located in Greenup, KY, reaches $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is your tool to compare today's leading USDA versus FHA rates, helping you to understand the income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This feature supports you in making the most suitable choice for your financial situation in Alabama.
Understanding 2026 Loan Limits & Down Payment Needs in Flatwoods, Greenup, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Flatwoods, KY
At Lendersa®, our objective is to promptly match you with the ideal USDA or FHA loan without difficulty. Start with one of three pathways that connect you with lenders offering USDA loan programs.
The USDA home loan, also called a USDA rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike the FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
We are a community bank located in Greenup County, Kentucky. We offer traditional banking services including deposit accounts and loans. We recently partnered with MasterCard for our First & Peoples Bank and Trust Company credit card. We also provide Estate Planning, Trust Administration, Custodial/Managed IRA accounts.
Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
Our credit union was chartered on October 23, 1958. On August 23, 2004, we received our community charter. With our community charter, we are now able to offer membership to anyone who lives, works, or worships in Boyd County, Kentucky. The Credit Union is governed by an elected Board of Directors who volunteer their time.
Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.
At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.
