USDA Vs. FHA your options comparison in Flatwoods, Greenup County, KY

For 2025, the USDA loan limit in Flatwoods, located in Greenup, KY, reaches $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is your tool to compare today's leading USDA versus FHA rates, helping you to understand the income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This feature supports you in making the most suitable choice for your financial situation in Alabama.

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Understanding 2025 Loan Limits & Down Payment Needs in Flatwoods, Greenup, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Flatwoods, KY

At Lendersa®, our objective is to promptly match you with the ideal USDA or FHA loan without difficulty. Start with one of three pathways that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in KY

The USDA home loan, also called a USDA rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike the FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ardis Limited Inc
  • 505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • On Time Funds LLC
  • 1328 Hwy A1a, Satellite Beach, FL, 32937
  • We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • Achieva Credit Union
  • PO Box 1500, Dunedin, FL, 34697
  • Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals. Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,