USDA Vs. FHA Pro and Con comparison in Princeton, Caldwell County, KY
For 2025, the USDA loan limit in Princeton, located in Caldwell, KY, amounts to $336,500. At the same time, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to scrutinize today's best USDA compared to FHA rates. Assess eligibility criteria including income, credit, reserves, and required documentation. Our advanced mortgage tool allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, helping you select the optimal option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Princeton, Caldwell, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Loan Options for USDA and FHA in Princeton, KY
The goal at Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loan. Choose one of three initial steps that align you with suitable lenders and USDA programs.
The USDA home loan is backed by the U.S. Department of Agriculture and also referred to as the USDA rural development loan. It is specifically designed for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
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