USDA VS FHA in Madisonville, Hopkins County, KY

In 2025, the USDA loan limit in Madisonville, Hopkins county, KY is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the best program in Alabama for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Madisonville, Hopkins, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Madisonville, KY

Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Choose one of three methods to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also called a USDA rural development loan, is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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