USDA and FHA Pro and Con in Marion, Crittenden County, KY

In 2026, the USDA loan limit in Marion, Crittenden County, KY stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Marion, Crittenden County, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marion, KY

The aim of Lendersa® is to secure for you the best USDA or FHA loan available, quickly and without hassle. Choose one of three starting points to match you with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marion Lenders

  • The Peoples Bank
  • 116 South Main Street, Marion, KY, 42064
  • Lends in Kentucky
  • The Peoples Bank was founded in 1946 in Marion, KY. We currently have two locations in Marion and a full service Sales Center in Glasgow, KY that opened in 2010. We have 20 employees totaling over 150 years of banking experience. We are a small community bank offering all the products.

  • Farmers Bank & Trust Co
  • 201 S Main St, Marion, KY, 42064
  • Lends in Kentucky
  • At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.

  • Fredonia Valley Bank
  • 602 Cassidy Ave, Fredonia, KY, 42411
  • Lends in Kentucky
  • On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.

  • Farmers Bank and Trust Company
  • PO Box 559, Princeton, KY, 42445
  • Lends in Kentucky
  • FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.

  • Community Financial Services Bank
  • PO Box 467, Benton, KY, 42025
  • Lends in Kentucky
  • Community Financial Services Bank (CFSB) was the first bank established in Marshall County in 1890. We currently serve 4 main market regions with 6 banking centers. Our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day.

  • Lake Chem Community Federal Credit Union
  • 35 US HWY 68 East, Benton, KY, 42025
  • Lends in Kentucky
  • A community credit union serving all of Marshall County and Calloway County. Members enjoy better lending rates and higher interest earned. Compare and save!Facebook is a social network. NEVER disclose any personal banking information here!credit union serving all of Marshall County and Calloway County.

  • Regional Medical Center EFCU
  • 200 Clinic Drive, Madisonville, KY, 42431
  • Lends in Kentucky
  • RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy

  • First United Bank and Trust Company
  • 162 North Main Street, Madisonville, KY, 42431
  • Lends in Kentucky
  • First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.

  • Franklin Financial Group
  • 329 North Main Street, Madisonville, KY, 42431
  • Lends in Kentucky
  • Working together, we have a common focus – a personal interest in meeting all your investment, insurance, financial planning, and retirement needs as they change throughout your lifetime. When you are a client of Franklin Financial Group, our goal is treat you like one of the family.