USDA Vs. FHA your options comparison in Springfield, Washington County, KY
In 2025, the USDA loan ceiling in Springfield, located in Washington County, KY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine and contrast today's best rates for USDA versus FHA loans. Determine the prerequisites for income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in your choice of the best program in based on your financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Springfield, Washington County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Springfield, KY
The objective of Lendersa® is to seamlessly provide you with the most suitable USDA or FHA loan. Begin with one of three starting points that lead to lender matches and ideal USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, can only be accessed in rural regions. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
We have been in business for over 20 years and have staff that have been with us since our doors first opened. We build strong relationships with our customers and the majority of our clients are return customers. We care about you and your financial well-being. We are commited to helping you do that.
At Community Bank & Trust, our mission statement is "Serving Beyond Expectations." By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
Highway District 9 Credit Union was chartered July 28, 1953, serving the Texas Department of Transportation (TxDOT) District 9 employees and their family members. Highway District 9 Credit Union has always been committed to the best interest of our members. That’s why we were founded in the beginning, and it’s something we still believe in today.
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
16310 Tomball Parkway, Suite 404, Houston, TX, 77064
Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991
MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties
