USDA Vs. FHA your options comparison in Harrodsburg, Mercer County, KY
In 2025, the USDA loan limit for Harrodsburg, in Mercer county, KY, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, guiding decision-making on the best program in tailored for your financial needs.
2025 Loan Limits and Down Payment Requirements in Harrodsburg, Mercer, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Harrodsburg, KY
The goal of Lendersa® is to efficiently help you find the best USDA or FHA loans, without hassle. Choose one of three pathways leading you to suitable lenders and USDA loan programs that fit your needs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible borrowers.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Lend Some Money provides fast hard-money loans and commercial lending on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 50 years of combined experience in underwriting, originating and acquiring secured loans, Lend Some Money possesses extensive expertise necessary to competently assist you w
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
1909 Old South Palmetto Street, Sioux City, IA, 51106
Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
