USDA Vs. FHA Pro and Con comparison in Bardstown, Nelson County, KY
In 2025, the USDA loan cap in Bardstown, within Nelson county, KY, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. Use it to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you decide which Alabama program caters best to your financial situation.
2025 Loan Limits and Downpayment Requirements in Bardstown, Nelson, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bardstown, KY
The mission of Lendersa® is to secure the best USDA or FHA loan for you rapidly, without hassle. You can choose from one of three starting points to connect with matching lenders and discover appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment at all, offering significant advantages for eligible borrowers.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
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