USDA Vs. FHA Pro and Con comparison in West-Liberty, Morgan County, KY
For 2025, the USDA loan ceiling in the city of West-Liberty, Morgan County, KY is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to weigh today’s best USDA versus FHA rates and establish the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best program in tailored to your economic circumstances.
Loan limits and down payment requirements for 2025 in West-Liberty, Morgan County, KY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loans in West-Liberty, KY
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and with no stress. You can begin from one of three routes that lead to matching lenders and USDA loan options.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA mortgages require none.
The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.
fast cash in Texas to cover an unexpected medical bill, to fix your car or truck, to deal with home renovations, or for any other reason, think about coming to see us for a payday loan, a title loan, or a cash advance. Title loans will require that you have a vehicle to use as collateral.
2626 South Loop West, Suite 232, Houston, TX, 77054
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
