USDA Loan Vs. FHA loan for Prestonsburg, KY [ best of 2023]

In 2025, USDA loan limit in Prestonsburg, county of Floyd, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prestonsburg, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 758-9500 580 miles Lender's profile and map Reviews Waterbury CT Teachers Federal Credit Union 773 Straits Turnpike, Middlebury, CT, 06762 Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
(601) 636-4434 580 miles Lender's profile and map Reviews Vickswood Federal Credit Union 107 Thalweg Drive, Vicksburg, MS, 39183 On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
(800) 749-7113 581 miles Lender's profile and map Reviews Great Southern Bank 218 S. Glenstone, Springfield, MO, 65802 Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
(417) 865-3912 581 miles Lender's profile and map Reviews Multipli Credit Union 818 N Benton Ave, Springfield, MO, 65802 "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
(860) 435-2581 581 miles Lender's profile and map Reviews The National Iron Bank 195 Main Street, Salisbury, CT, 06068 National Iron Bank strives to be the market’s most trusted and sought after bank, helping consumers and businesses achieve their evolving financial goals while providing the highest level of customer service.With a comprehensive network of branches and ATMs, no one covers the northwest corner like National Iron Bank.
(563) 245-2110 581 miles Lender's profile and map Reviews Central State Bank 102 North Main Street, Elkader, IA, 52043 Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
(417) 336-1331 581 miles Lender's profile and map Reviews First Community Bank of the Ozarks 931 State Hwy 248, Branson, MO, 65616 First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
(417) 862-0471 581 miles Lender's profile and map Reviews Volt Credit Union 2624 West Republic Road, Springfield, MO, 65807 "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
(417) 895-2770 581 miles Lender's profile and map Reviews Foundation Credit Union 1726 W Elfindale, Springfield, MO, 65807 Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
(417) 447-0535 581 miles Lender's profile and map Reviews Oakstar Bank 1020 E Battlefield, Springfield, MO, 65807 OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
(417) 818-5057 581 miles Lender's profile and map Reviews Travis Bell Home Loans 3100 S. National, Suite 201, Springfield, MO, 65807 With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.