USDA and FHA Pro and Con in Prestonsburg, Floyd County, KY
In the year 2026, the USDA loan limit for a single-family home in Prestonsburg, located in Floyd, KY, is $336,500. Meanwhile, the FHA limit is $472,030.
To compare today's prime USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2026 in Prestonsburg, Floyd, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Prestonsburg, KY
The objective at Lendersa® is to quickly and conveniently secure you the most suitable USDA or FHA loan. Initiate your process with one of three routes, which match you with appropriate lenders and programs related to USDA loans.
A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and is exclusive to rural locations. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making them an attractive choice for eligible borrowers in those areas.
1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
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The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
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300 Virginia Street East, Room 4203, Charleston, WV, 25301
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