USDA Loan Vs. FHA loan for Prestonsburg, KY 2025

In the year 2025, the USDA loan limit for a single-family home in Prestonsburg, located in Floyd, KY, is $336,500. Meanwhile, the FHA limit is $472,030.

To compare today's prime USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial scenario in .

Options for USDA and FHA Loans in Prestonsburg, KY

The objective at Lendersa® is to quickly and conveniently secure you the most suitable USDA or FHA loan. Initiate your process with one of three routes, which match you with appropriate lenders and programs related to USDA loans.

Lendersa USDA loan request and matching results

Defining the USDA Loan in KY

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and is exclusive to rural locations. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making them an attractive choice for eligible borrowers in those areas.

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(402) 486-3644 Lender's profile and map Reviews LPS Employees Federal Credit Union 5621 N Street, Lincoln, NE, 68510 The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
(402) 434-2265 Lender's profile and map Reviews Cornhusker Bank 8310 O Street, Lincoln, NE, 68510 Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
(402) 489-2099 Lender's profile and map Reviews Capital City Mortgage, Inc. 237 S 70th St, Suite 105, Lincoln, NE, 68510 Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
(903) 395-2131 Lender's profile and map Reviews The First National Bank in Cooper 11 West Side Square, Cooper, TX, 75432 For over a hundred years FNB has shared in the growth of Cooper and its citizens. In May 2007 FNB joined with The Delta Bank to form a community bank dedicated to the prosperity of Delta County, by providing sound lending and financial planning to its customers. At FNB you get all the features
(507) 794-3551 Lender's profile and map Reviews Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(207) 878-6200 Lender's profile and map Reviews cPort Credit Union 50 Riverside Industrial Parkway, Portland, ME, 04103 cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
(877) 794-6712 Lender's profile and map Reviews SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
(207) 221-5000 Lender's profile and map Reviews Evergreen Credit Union 225 Riverside St, Portland, ME, 04103 Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members
(866) 794-3911 Lender's profile and map Reviews First Security Bank 100 East Main Street, Sleepy Eye, MN, 56085 At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
(207) 671-8711 Lender's profile and map Reviews Vision Mortgage 352 Warren ave, Portland, ME, 04103 Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.
(207) 835-9087 Lender's profile and map Reviews Maine Mortgage Broker 352 Warren Ave, Suite 6, Portland, ME, 04103 Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available. Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options.