FHA Vs. USDA loan program for Paintsville, Johnson County, Kentucky

In 2025, USDA loan limit in Paintsville, county of Johnson, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paintsville, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(845) 639-0400 519 miles Lender's profile and map Reviews Prodigy Mortgage Corp 3 Dalewood Court, New City, NY, 10956 Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
(845) 352-0722 519 miles Lender's profile and map Reviews Embassy Funding LLC 216 Congers Road Suite 3-A, New City, NY, 10956 Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
(813) 245-3293 519 miles Lender's profile and map Reviews The Funding Guy 15 Elizabeth Place, Yonkers, NY, 10703 At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms. The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth. Since our inception in 1999, we’ve helped hundreds of small businesses"
(347) 755-2257 519 miles Lender's profile and map Reviews KLB Business Funding 3702 Pratt Avenue, Bronx, NY, 10466 KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
(845) 786-1610 520 miles Lender's profile and map Reviews Backyard Mortgage 27 Bubenko Ln, Garnerville, NY, 10923 Backyard Mortgage Corp. is committed to helping you find the right mortgage product. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Through our extensive list of excellent lenders, we will find the right loan for you.
(573) 657-3343 520 miles Lender's profile and map Reviews River Region Credit Union 400 East Broadway, Ashland, MO, 65010 River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
(845) 928-2845 520 miles Lender's profile and map Reviews Superior Mortgage Co., Inc. 578 Route 32, Highland Mills, NY, 10930 Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.
(608) 212-7335 520 miles Lender's profile and map Reviews Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(914) 664-7800 520 miles Lender's profile and map Reviews Dalco Financial Services Inc 120 Stevens Avenue, Mount Vernon, NY, 10550 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
6366145587 520 miles Lender's profile and map Reviews Minnow Loan 500 E Broadway, Columbia, MO, 65201 Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
(573) 256-2500 520 miles Lender's profile and map Reviews Columbia Credit Union 310 E Walnut Street, Columbia, MO, 65201 Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members' needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.