USDA and FHA Pro and Con in Paintsville, Johnson County, KY
For 2025, the USDA loan limit in Paintsville, Johnson, KY is $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator helps you compare today's best USDA versus FHA rates. It also determines the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Paintsville, Johnson, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Paintsville, KY
The aim at Lendersa® is to quickly connect you to the best USDA or FHA loan options without hassle. Start by selecting one of three pathways that will pair you with matching lenders and USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan, is guaranteed by the Department of Agriculture and available only in rural regions. Unlike FHA loans, which require a 3.5% minimum down payment, the USDA mortgage mandates no down payment.
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