USDA VS FHA in Bunkie, Avoyelles County, LA

In 2025, the USDA loan cap for Bunkie in Avoyelles County, LA, is $336,500, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today and ascertain the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows for a side-by-side evaluation of USDA, FHA, Conforming, and VA options, helping you choose the most suitable program for your financial needs in .

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Current 2025 Loan Limits and Down Payment Policies in Bunkie, Avoyelles County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bunkie, LA

Lendersa® aims to secure the most suitable USDA or FHA loan promptly and without difficulty. Start by choosing one of three initial steps that connect you with matching lenders and USDA loan options tailored to your needs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in LA

The USDA home loan, often referred to as a USDA rural development loan, is backed by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage needs no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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