USDA Vs. FHA your options comparison in Marksville, Avoyelles County, LA

For 2026, in Marksville, located in the county of Avoyelles, LA, the USDA loan limit is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, checking the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you select the program that best matches your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Marksville, Avoyelles County, LA

Loan Type Loan Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Marksville, LA

The goal of Lendersa® is to help you secure the best USDA or FHA loans quickly and easily. Choose one of three starting points to find matching lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in LA?

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the government through the Department of Agriculture and is exclusive to rural areas. Unlike FHA loans that require a minimum downpayment of 3.5%, the USDA loan demands no downpayment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marksville Lenders

  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Lends in Louisiana
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.

  • Rapides Federal Credit Union
  • 612 Broadway Avenue, Alexandria, LA, 71302
  • Lends in Louisiana
  • Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.

  • Legacy Financial FCU
  • 8034 Shreveport Highway, Pineville, LA, 71360
  • Lends in Louisiana
  • Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes.

    We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.

  • Valex Federal Credit Union
  • 820 Main Street, Pineville, LA, 71360
  • Lends in Louisiana
  • Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • Lends in Louisiana
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Lends in Louisiana
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.

    At Heart, we specialize in helping members like family!

  • Alexandria Municipal Employees Credit Union
  • 1032 Wisteria Street, Alexandria, LA, 71301
  • Lends in Louisiana
  • Alexandria Municipal Employees Credit Union was first authorized to do business in 1951. The By-Laws of this State Chartered Credit Union were adopted at the first Board of Directors Meeting held on January 10th, 1951.
    Alexandria Municipal Employees Credit Union remains committed to the long-established ideals of the Credit Union Movement.

  • Cenla Federal Credit Union
  • 708 Jackson Street, Alexandria, LA, 71301
  • Lends in Louisiana
  • Our mission is to provide financial services that are beneficial to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, & Winn Parishes, Vernon Parish school employees, & Union Tank Car Company employees. Cenla Federal Credit Union is committed to serving our members.

  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • Lends in Louisiana
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.