USDA Vs. FHA your options comparison in Cottonport, Avoyelles County, LA
For 2025, the USDA loan maximum in Cottonport, situated in Avoyelles county, LA, stands at $336,500, whereas the FHA limit for a solitary family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates of today. It also allows you to ascertain the required income, credit, reserves, and documentation for qualification. This advanced mortgage tool puts USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your unique financial situation.
2025 Loan Limits and Down Payment Criteria in Cottonport, Avoyelles County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Cottonport, LA
Lendersa® aims to deliver the most beneficial USDA or FHA loan swiftly and conveniently. Begin with one of three introductory steps that connect you with lenders and USDA loan solutions.
A USDA home loan, which is also known as a USDA rural development loan or mortgage, is backed by the United States Department of Agriculture and is applicable exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, no down payment is necessary for USDA mortgages.
A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.
USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
