USDA Vs. FHA Pro and Con comparison in Cut-Off, Lafourche County, LA

In 2025, the USDA loan limit for Cut-Off in Lafourche county, LA, stands at $285,000, whereas the FHA ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates, understanding the required income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options together, aiding your decision on the most suitable program in for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cut-Off, Lafourche County, LA

Loan Type Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Examining USDA and FHA Loan Alternatives in Cut-Off, LA

Lendersa® is committed to helping you secure the best USDA or FHA loans without hassle. Choose from three initial steps that lead to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan is guaranteed by the Department of Agriculture and is sometimes known as the USDA rural development loan or USDA mortgage. It's intended exclusively for rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
  • Affinity Bank
  • 400 Galleria Parkway SE, Suite 900, Atlanta, GA, 30339
  • Affinity Bank was established in 2010, but we began in 2002 under a different name --as Atlanta Business Bank. Over the years, we successfully served small businesses in the Atlanta and Southeast with a full slate of financial services. As we expanded our services to individual clients.
  • Capital City Mortgage Georgia
  • 1827 Powers Ferry Rd, Bldg 7, Suite 200, Atlanta, GA, 30339
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our c
  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row
  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.
  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.
  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.