FHA Vs. USDA loan program for Cut-Off, Lafourche County, Louisiana

In 2025, USDA loan limit in Cut-Off, county of Lafourche, LA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cut-Off, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(601) 308-4498 79 miles Lender's profile and map Reviews Power Mortgage 500 W Canal St, Picayune, MS, 39466 POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,
(225) 926-9090 80 miles Lender's profile and map Reviews American Thrift & Finance Plan llc 5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806 American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
(225) 925-8800 80 miles Lender's profile and map Reviews Bayou Federal Credit Union 5880 Florida Boulevard, Baton Rouge, LA, 70806 Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(225) 343-5056 80 miles Lender's profile and map Reviews Preferred Credit Inc. 4415 North Blvd, Baton Rouge, LA, 70806 Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
(225) 928-4012 80 miles Lender's profile and map Reviews Crown Financial Services inc 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806 For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
(225) 490-6649 80 miles Lender's profile and map Reviews LH Lending 7171 Florida Boulevard, Baton Rouge, LA, 70806 LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
(225) 229-8983 80 miles Lender's profile and map Reviews Custom Mortgage Lending Group LLC 7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806 A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
(225) 362-2648 80 miles Lender's profile and map Reviews UTOPIA HOME MORTGAGE 1500 Lobdell Ave, Suite A, Baton Rouge, LA, 70806 At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
(225) 353-8238 80 miles Lender's profile and map Reviews Essential Federal Credit Union 2370 Towne Center Blvd, Baton Rouge, LA, 70806 Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
(225) 342-6618 81 miles Lender's profile and map Reviews Department of Corrections Credit Union 704 Mayflower Street, Baton Rouge, LA, 70802 Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(225) 342-3288 81 miles Lender's profile and map Reviews LES Federal Credit Union 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802 The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.