USDA and FHA Pro and Con in Raceland, Lafourche County, LA

In 2025, the USDA loan limit for Raceland, within Lafourche, LA, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. Identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best choice for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Raceland, Lafourche, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Raceland, LA

Lendersa®'s mission is to provide you with the best USDA or FHA loan quickly and smoothly. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan matching results

Understanding USDA Loans in LA

The USDA home loan, assured by the U.S. Department of Agriculture and also known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Regional Loan Corporation
  • 3801 Canal Street, Suite 320, New Orleans, LA, 70119
  • Regional Loan Corporation was formed in 1978 to stimulate economic development and foster job creation by collaborating with economic development organizations, government agencies and financial institutions to provide non-conventional funding sources for small, female, and minority-owned businesses.
  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
  • Alliance Mortgage
  • 1760 Stumpf Blvd, Gretna, LA, 70056
  • "We have built a strong reputation throughout Louisiana as a full service mortgage company, serving the lending needs of individual buyers, real estate professionals and builders. We provide full service mortgages with an experienced staff offering expertise in every area of mortgage lending"
  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
  • Gateway 2 Cap LLC
  • 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
  • The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
  • Xplore Federal Credit Union
  • 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success. Federally chartered in 1947.
  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • The KPC Group was created in 2010 from virtual scratch. There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations
  • Fifth District Savings Bank
  • 4000 General Degaulle Dr, New Orleans, LA, 70114
  • Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.