USDA and FHA Pro and Con in Raceland, Lafourche County, LA

In 2025, the USDA loan limit for Raceland, within Lafourche, LA, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. Identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best choice for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Raceland, Lafourche, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Raceland, LA

Lendersa®'s mission is to provide you with the best USDA or FHA loan quickly and smoothly. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan matching results

Understanding USDA Loans in LA

The USDA home loan, assured by the U.S. Department of Agriculture and also known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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