In 2026, the USDA loan limit within Jean-Lafitte, situated in the county of Jefferson, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Jean-Lafitte, Jefferson, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Jean-Lafitte, LA
Lendersa® aims to quickly secure you the best possible USDA or FHA loans without any hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
400 Russell Avenue, Building 509, New Orleans, LA, 70143
Lends in Louisiana
NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Lends in Louisiana
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
600 S Maestri Place, Room 801, New Orleans, LA, 70130
Lends in Louisiana
The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members.
In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
