USDA Vs. FHA Pro and Con comparison in Jean-Lafitte, Jefferson County, LA

In 2025, the USDA loan limit within Jean-Lafitte, situated in the county of Jefferson, LA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Jean-Lafitte, Jefferson, LA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Jean-Lafitte, LA

Lendersa® aims to quickly secure you the best possible USDA or FHA loans without any hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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