USDA Vs. FHA Pro and Con comparison in Mandeville, St. Tammany County, LA

In 2025, the USDA loan limit in Mandeville, within St. Tammany County, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Mandeville, St. Tammany County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mandeville, LA

At Lendersa®, our goal is to efficiently connect you with the best USDA or FHA loan available, without hassle. Choose one of three starting options that lead to matched lenders and suitable USDA loan programs.

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Understanding USDA Loans in LA

A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans require none, simplifying access for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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