FHA Vs. USDA loan program for Lacombe, St. Tammany County, Louisiana

In the year 2026, the USDA loan limit applicable to the city of Lacombe, located in St. Tammany county, LA, is set at $336,500. Meanwhile, the FHA limit for a single-family home in the same area is $472,030.

To explore and contrast the most competitive rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists you in evaluating the income requirements, credit standing, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to select the best-suited program for your specific financial situation in .

USDA and FHA Loan Choices in Lacombe, LA

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you, ensuring a process that is as smooth and hassle-free as possible. Choose from one of three starting options that guide you to connect with lenders and explore suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in LA

The USDA home loan, also referred to as the USDA rural development loan, is a government-backed mortgage supported by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment, making them an attractive option for eligible residents.

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Lacombe Lenders
(985) 429-1770 Lender's profile and map First Access Mortgage LLC 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471 Lends in Louisiana First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(985) 377-3433 Lender's profile and map LTV NOLA 184 Remington Dr, Mandeville, LA, 70448 Lends in Louisiana LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
(985) 231-0202 Lender's profile and map Alpha Mortgage 211 W Causeway Approach, Suite A, Mandeville, LA, 70448 Lends in Louisiana Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
(985) 643-1237 Lender's profile and map St Tammany Federal Credit Union 550 Pontchartrain Drive3, Slidell, LA, 70458 Lends in Louisiana St. Tammany Federal Credit Union excels in designing the YES Experience that promotes owner's economic responsibility & growth.St. Tammany Federal Credit Union strives to remain the safe financial home base for all of our current & future owners.We're saying YES to building relationships & lending a hand to guide our owners to financial well-being.
(985) 259-4145 Lender's profile and map NODA Federal Credit Union 720 Robert Boulevard, Slidell, LA, 70458 Lends in Louisiana NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.
(985) 951-2230 Lender's profile and map Crescent City Home Mortgage, LLC 389 LA-21, Suite 401-A, Madisonville, LA, 70447 Lends in Louisiana "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants For more information about the products we offer"
(985) 789-4389 Lender's profile and map INTEGRA MORTGAGE, INC 385 Hwy 21, Suite 515, Madisonville, LA, 70447 Lends in Louisiana Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
(985) 801-1800 Lender's profile and map Resource Bank (Louisiana) 70533 Highway 21, Covington, LA, 70433 Lends in Louisiana Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
(985) 892-4565 Lender's profile and map Heritage Bank of St Tammany 205 North Columbia Street, Covington, LA, 70433 Lends in Louisiana Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.