USDA Vs. FHA Pro and Con comparison in Lacombe, St. Tammany County, LA
In the year 2025, the USDA loan limit applicable to the city of Lacombe, located in St. Tammany county, LA, is set at $336,500. Meanwhile, the FHA limit for a single-family home in the same area is $472,030.
To explore and contrast the most competitive rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. This tool assists you in evaluating the income requirements, credit standing, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to select the best-suited program for your specific financial situation in .
Limits and down payment requirements for loans in 2025 in Lacombe, St. Tammany, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Lacombe, LA
The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you, ensuring a process that is as smooth and hassle-free as possible. Choose from one of three starting options that guide you to connect with lenders and explore suitable USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan, is a government-backed mortgage supported by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment, making them an attractive option for eligible residents.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.
The Pioneer Mutual Credit Union ("Pioneer") was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.
We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.
1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.
Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.
