USDA VS FHA in Metairie, Jefferson County, LA

In 2025, the USDA loan limit in Metairie, located in Jefferson County, LA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. It helps you figure out the income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision for the best option in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Metairie, Jefferson County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Metairie, LA

The goal of Lendersa® is to quickly connect you with the best USDA or FHA loan available. Start with one of three points that result in matched lenders and appropriate USDA loan programs.

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Understanding USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salt City Home Loans, LLC
  • 1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
  • "Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
  • American Wholesale Loans
  • 623 E 2100 S, Salt Lake City, UT, 84106
  • American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
  • American West Financial Home Loans
  • 675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
  • "America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
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  • 488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
  • Most anyone can close a deal; what sets The Loan Chef above the rest is how sweet the entire process is. With over a decade and a half of mortgage experience, an MBA from Westminster College, and numerous professional relationships throughout the real estate/construction industry
  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
  • Jumbo Mortgage Utah
  • 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
  • "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah. Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
  • Commercial Mortgage Loans
  • 869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
  • Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
  • FSI Mortgage, L.C.
  • 111 East 5600 South, Suite 102, Murray, UT, 84107
  • FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.