USDA and FHA Pro and Con in Sunset, St. Landry County, LA
In the year 2025, the USDA loan ceiling in Sunset, located in the county of St. Landry, LA, is set at $336,500, whereas the FHA maximum is $472,030 for a single-family dwelling.
With the Lendersa® USDA loan calculator, you have the ability to contrast current USDA with FHA best rates and assess the necessary income, credit standing, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program is most suitable for your specific financial scenario in .
Loan limits and required down payments in Sunset, county of St. Landry, LA for 2025
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Options in Sunset, LA
The objective of Lendersa® is to efficiently secure you the most advantageous USDA or FHA loan without delay or difficulty. You can choose from three starting points that facilitate matching lenders and available USDA loan schemes.
A USDA loan, also known as a USDA rural development loan or mortgage, is backed by the United States Department of Agriculture and is available solely in rural locales. This type of loan does not necessitate a down payment, differentiating it from FHA loans that require at least a 3.5% down payment.
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We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.
Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
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We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
NavyArmy Community Credit Union- Real Estate Center
PO Box 81349, Corpus Christi, TX, 78468
NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.
