USDA VS FHA in Carencro, Lafayette County, LA

In 2025, the USDA loan limit for Carencro in Lafayette county, LA is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Determine the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side for the best choice in tailored to your financial situation.

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Loan limits and down payment requirements for 2025 in Carencro, Lafayette, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loans in Carencro, LA

Lendersa® aims to quickly secure the best USDA or FHA loan for you, eliminating hassle. Start with one of three pathways for matching with lenders and USDA programs.

Lendersa USDA loan request and matching results

About USDA Loans in LA

USDA home loans, supported by the U.S. Department of Agriculture, are available for rural areas exclusively. Known as USDA rural development loans, these do not require any down payment, unlike FHA loans which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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