In 2025, the USDA loan limit within Scott, Lafayette county, LA is set at $336,500. For a single-family home, the FHA limit is $472,030.
To evaluate today’s best rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. It helps assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the program that best matches your financial situation in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to quickly securing the best USDA or FHA loan for you, minimizing any hassle. Start with one of three entry points that guide you to match with lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. Available solely in rural areas, these loans require no down payment, unlike FHA loans which need a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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