USDA Loan Vs. FHA loan pro & con Scott, Lafayette County, LA

In 2026, the USDA loan limit within Scott, Lafayette county, LA is set at $336,500. For a single-family home, the FHA limit is $472,030.

To evaluate today’s best rates between USDA and FHA loans, use the Lendersa® USDA loan calculator. It helps assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the program that best matches your financial situation in .

USDA and FHA Loan Options in Scott, LA

Lendersa® is committed to quickly securing the best USDA or FHA loan for you, minimizing any hassle. Start with one of three entry points that guide you to match with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. Available solely in rural areas, these loans require no down payment, unlike FHA loans which need a minimum of 3.5% down payment.

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(866) 644-3935 Lender's profile and map Reviews TBK Bank 6060 Sherry Ln, Dallas, TX, 75225 TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
(469) 443-9912 Lender's profile and map Reviews Veritex Mortgage 8214 Westchester Dr, Suite 800, Dallas, TX, 75225 As a Texas community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
(214) 363-3500 Lender's profile and map Reviews Park Cities Mortgage 5950 Sherry Lane, Suite 230, Dallas, TX, 75225 Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
(972) 339-2730 Lender's profile and map Reviews Gentec Mortgage Corp 5960 Berkshire Lane, Dallas, TX, 75225 Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
(214) 599-9701 Lender's profile and map Reviews ENTRUST FINANCIAL CORPORATION 6125 Luther Lane, Suite 412, Dallas, TX, 75225 At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(512) 820-7812 Lender's profile and map Reviews Home Inspired Lending LLC 5508 Sabbia Cove, Round Rock, TX, 78665 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 841-7557 Lender's profile and map Reviews JNC Mortgage Company 8105 Porto Cove, Round Rock, TX, 78665 JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.
(972) 630-6676 Lender's profile and map Reviews hifi Hard Money 12750 Merit Dr, Suite 800, Dallas, TX, 75251 Since 2015, hifi has made a name for itself by teaming with investors throughout the DFW Metroplex. Thing is, it was a different name: Lone Star Hard Money. Now we’re called hifi Hard Money, and it’s more than a new moniker. It’s a whole new level of professional expertise, personal service.
(972) 808-0800 Lender's profile and map Reviews CSC Capital Corp. 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080 CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
(214) 432-8999 Lender's profile and map Reviews Magnificent Mortgage Group 811 South Central Expressway, Suite 229, Richardson, TX, 75080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(469) 951-5887 Lender's profile and map Reviews Lending Star Capital, LLC 2701 Custer Parkway, Suite 706, Richardson, TX, 75080 Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!