For 2026, the USDA loan limit in Barnstable, located in Barnstable county, MA, is $496,800. By comparison, the FHA limit for a single-family home is $701,500.
Leverage the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates, evaluating the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Barnstable, Barnstable, MA
Loan Type
Loan Limit
Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Barnstable, MA
Lendersa® aims to quickly connect you with the most favorable USDA or FHA loan options without hassle. Start with one of three approaches to find matching lenders and programs.
The USDA home loan, backed by the Department of Agriculture, is also termed the USDA rural development loan or USDA mortgage. It is intended for rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
Metropolitan "L" Fedral Credit Union will provide services & financial products to our member in a professional & friendly manner. We will educate our members as to better financial actions and planning. We will enlighten our members as to opportunites and products available to them. We will treat each member with proper courtesy, respect and care.
SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
