For 2025, the USDA loan limit in Barnstable, located in Barnstable county, MA, is $496,800. By comparison, the FHA limit for a single-family home is $701,500.
Leverage the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates, evaluating the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Barnstable, Barnstable, MA
Loan Type
Loan Limit
Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Barnstable, MA
Lendersa® aims to quickly connect you with the most favorable USDA or FHA loan options without hassle. Start with one of three approaches to find matching lenders and programs.
The USDA home loan, backed by the Department of Agriculture, is also termed the USDA rural development loan or USDA mortgage. It is intended for rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.
8097 Madison Boulevard, Suite 103, Madison, AL, 35758
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! With a single application and credit report, we can show you great options from multiple lenders.
We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request.
We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.
City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
