USDA Vs. FHA Pro and Con comparison in Falmouth, Barnstable County, MA
For 2025, the USDA loan limit for Falmouth, within the county of Barnstable, MA, stands at $496,800, while the FHA limit is $701,500 for single-family homes.
The Lendersa® USDA loan calculator assists in comparing the current USDA and FHA best rates, and in determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator additionally allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, helping you identify the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Falmouth, County of Barnstable, MA
Loan Type
Loan Limit
Required Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Falmouth, MA
At Lendersa®, we strive to secure the best USDA or FHA loan for you quickly and without hassle. You can start with one of three options to connect with lenders and loan programs that fit your needs.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural localities. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgage loans eliminate down payment requirements entirely.
4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
