For 2026, the USDA loan limit within Sandwich, located in Barnstable, MA is $496,800. Comparatively, the FHA loan limit for a single-family home is $701,500.
Use the Lendersa® USDA loan calculator to effectively compare the current best rates of USDA against FHA loans. Evaluate income, credit scores, reserves, and necessary document requirements for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program in
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $496,800 | 0% | |
| FHA | $701,500 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective at Lendersa® is to efficiently help you obtain the best USDA or FHA loan without complications. Choose one of three starting points that result in matches with suitable lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
