USDA Vs. FHA Pro and Con comparison in Dartmouth, Bristol County, MA

In 2026, the USDA loan limit for a single-family home in Dartmouth, within Bristol county of MA, is $473,800, whereas the FHA limit is $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, as well as to determine the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding on the most suitable program for your financial needs in .

Browse loan offers from 100 lenders.

2026 Loan Limitations and Downpayment Guidelines in Dartmouth, Bristol, MA

Loan Type Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dartmouth, MA

The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and with ease. Choose from one of three initiation points that connect you with matching lenders and USDA loan programs.

Overview of Lendersa USDA loan requests and matching outcomes

What is a USDA Loan in MA?

The USDA home loan is government-backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.
  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le
  • Smith and Loans
  • 1101 California Ave, Suite 100, Corona, CA, 92881
  • At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
  • eQuest Realty & Mortgage
  • 1967 Greenview Rd, Escondido, CA, 92026
  • We offer professional, experienced buyer and seller representation and/or financing for our clients' residential real estate transactions. In addition, we offer property management services, unmatched in the industry! Whether you are a first-time homebuyer or a seasoned investor, we are here to help! In addition to excellent
  • True North Realty and Lending
  • 2044 La Brea Street, Escondido, CA, 92026
  • We are a team of knowledgeable & professional Realtors with an in-house wholesale Loan Originator to fit you with the best home & loan for your needs. Juan Pérez is a Certified Residential Specialist with over 12 years of experience of helping local clients sell homes.He achieved success due to his commitment to providing beautiful homes in Sussex.
  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
  • Inland Federal Credit Union
  • 570 Broadway, El Cajon, CA, 92021
  • "Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's. Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.