USDA Vs. FHA your options comparison in New-Bedford, Bristol County, MA

In 2025, the USDA loan limit for New-Bedford, located in Bristol county, MA, is $404,800, while the FHA limit for a single-family home is $506,000.

Utilize Lendersa®'s USDA loan calculator to compare today’s leading USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited for your financial needs.

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2025 Loan Limits and Down Payment Requirements in New-Bedford, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in New-Bedford, MA

The objective of Lendersa® is to swiftly provide the best USDA or FHA loan options without hassle. Choose one of three initiation points to find matching lenders and USDA programs.

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Understanding USDA Loans in MA

A USDA home loan is backed by the government’s Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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