USDA VS FHA in New-Bedford, Bristol County, MA

In 2026, the USDA loan limit for New-Bedford, located in Bristol county, MA, is $404,800, while the FHA limit for a single-family home is $506,000.

Utilize Lendersa®'s USDA loan calculator to compare today’s leading USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited for your financial needs.

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2026 Loan Limits and Down Payment Requirements in New-Bedford, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in New-Bedford, MA

The objective of Lendersa® is to swiftly provide the best USDA or FHA loan options without hassle. Choose one of three initiation points to find matching lenders and USDA programs.

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Understanding USDA Loans in MA

A USDA home loan is backed by the government’s Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Glennville Bank
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  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

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  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia

  • North Georgia National Bank
  • 350 West Belmont Dr, Calhoun, GA, 30701
  • North Georgia National Bank is the only bank in Gordon County with its headquarters in Calhoun. That means streamlined decisions by staff who understand your community better than anyone else. Other banks might claim "small town" values, but only one shares your "hometown" values

  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Philo Exchange Bank
  • 102 W Washington St, Philo, IL, 61864
  • Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.

  • Heritage Federal Credit Union
  • 8266 Bell Oaks Dr, Newburgh, IN, 47630
  • Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.

  • Topaz Mortgage
  • 4583 Prescot Dr, Newburgh, IN, 47630
  • Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.

  • Harvard Community Credit Union
  • 1200 S Division Street, Harvard, IL, 60033
  • We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest

  • The Harvard State Bank
  • 35 N. Ayer Street, Harvard, IL, 60033
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