USDA Vs. FHA Pro and Con comparison in Smith-Mills, Bristol County, MA
In 2025, the USDA loan limit in Smith-Mills, found in the county of Bristol, MA, stands at $404,800, whereas the FHA limit for a single-family home is $506,000.
Make use of Lendersa®'s USDA loan calculator to compare the current top USDA versus FHA rates. Determine required income, credit scores, reserves, and documents necessary for qualification. Our advanced calculator shows you USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in for your financial profile.
Loan Limits and Down Payment Requirements for 2025 in Smith-Mills, Bristol County, MA
Type of Loan
Maximum Amount
Minimum Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Smith-Mills, MA
Lendersa® is determined to quickly offer you the best possible USDA or FHA loan deals. Choose from three options that will guide you to the right lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is available strictly in rural areas. While FHA loans need a minimum of 3.5% down, USDA loans require none.
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