USDA Vs. FHA Pro and Con comparison in Smith-Mills, Bristol County, MA
In 2026, the USDA loan limit in Smith-Mills, found in the county of Bristol, MA, stands at $404,800, whereas the FHA limit for a single-family home is $506,000.
Make use of Lendersa®'s USDA loan calculator to compare the current top USDA versus FHA rates. Determine required income, credit scores, reserves, and documents necessary for qualification. Our advanced calculator shows you USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in for your financial profile.
Loan Limits and Down Payment Requirements for 2026 in Smith-Mills, Bristol County, MA
Type of Loan
Maximum Amount
Minimum Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Smith-Mills, MA
Lendersa® is determined to quickly offer you the best possible USDA or FHA loan deals. Choose from three options that will guide you to the right lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is available strictly in rural areas. While FHA loans need a minimum of 3.5% down, USDA loans require none.
2081 Business Center Drive, Suite 155, Irvine, CA, 92612
DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
2600 Michelson Drive, Suite 920, Irvine, CA, 92612
Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
18401 Von Karman Avenue, Suite 430, Irvine, CA, 92612
Pacific Financial is a dedicated team of mortgage professionals determined and driven to provide our customers with excellent service throughout their experience Home Mortgage Solutions. By utilizing our knowledge of the mortgage banking industry, we will assist our customers in any way possible to ensure their complete satisfaction.
18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
19200 Von Karman Ave, Suite 400, Irvine, CA, 92612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
2102 Business Center Drive, Suite 130, Irvine, CA, 92612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2081 Business Center Drive, Suite 130, Irvine, CA, 92612
Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
