FHA Vs. USDA loan program for Edgartown, Dukes County, Massachusetts

As of 2025, the limit for USDA loans in Edgartown, within Dukes county of MA, is set at $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's most competitive rates for USDA and FHA loans. Discover the required income, credit, reserves, and documentation for qualification. Our advanced tool facilitates comparisons of USDA, FHA, Conforming, and VA loans, assisting you in finding the best option for your financial situation in .

USDA and FHA loan choices in Edgartown, MA

Lendersa® aims to swiftly connect you with the best USDA or FHA loan without any complications. Choose one of three starting points to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in MA

A USDA loan is a government-backed mortgage by the Department of Agriculture, also referred to as the USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

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(401) 438-7788 Lender's profile and map Reviews Community & Teachers Federal Credit Union 1169 South Broadway, East Providence, RI, 02914 Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
(800) 254-3262 Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
(401) 885-5300 Lender's profile and map Reviews Peoples Home Loans, Inc. 247 Main Street, East Greenwich, RI, 02818 Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
401 294 4843 Lender's profile and map Reviews Joint Venture Capital, LLC 5775 Post Road #132, East Greenwich, RI, 02818 JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
(401) 481-8050 Lender's profile and map Reviews Atlantic Mortgage & Finance Corporation 94 Main Street, Wakefield, RI, 02879 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 223-1700 Lender's profile and map Reviews Home Loan Investment Bank 1 Home Loan Plaza, Warwick, RI, 02886 Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
(401) 562-1234 Lender's profile and map Reviews Wave Federal Credit Union 480 Greenwich Avenue, Warwick, RI, 02886 Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
(401) 739-4600 Lender's profile and map Reviews Greenwood Credit Union 2669 Post Road, Warwick, RI, 02886 Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
(401) 348-1367 Lender's profile and map Reviews THE WASHINGTON TRUST COMPANY 236 Centerville Road, Warwick, RI, 02886 Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.