USDA Vs. FHA your options comparison in Edgartown, Dukes County, MA

As of 2026, the limit for USDA loans in Edgartown, within Dukes county of MA, is set at $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's most competitive rates for USDA and FHA loans. Discover the required income, credit, reserves, and documentation for qualification. Our advanced tool facilitates comparisons of USDA, FHA, Conforming, and VA loans, assisting you in finding the best option for your financial situation in .

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2026 loan limits and down payment requirements in Edgartown, Dukes, MA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan choices in Edgartown, MA

Lendersa® aims to swiftly connect you with the best USDA or FHA loan without any complications. Choose one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA loan is a government-backed mortgage by the Department of Agriculture, also referred to as the USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Commercial Bank
  • 1300 Meadowbrook Road, Jackson, MS, 39211
  • FCB’s special focus and intensely personal approach have changed the commercial banking landscape in Mississippi. In January 2013, FCB opened a second location in Ridgeland, bringing our affinity for serving the banking needs of businesses and professionals to that fast-growing, dynamic market.

  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • MS National Guard Federal Credit Union
  • 142 Military Drive, Flowood, MS, 39232
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  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
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  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,

  • Legacy Bank & Trust Company
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  • Mercy Credit Union
  • 1444 E Sunshine, Springfield, MO, 65804
  • Mercy Credit Union is nonprofit savings and lending organization owned and operated by its members. It’s our pleasure to offer co-workers and their family members a local, convenient way to reach their financial goal – no matter how big or small. Membership is open to anyone affiliated with Mercy Health System. All employees.

  • Educational Community Credit Union
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  • State Bank of Southwest Missouri
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  • Farris Mortgage
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