FHA Vs. USDA loan program for Edgartown, Dukes County, Massachusetts

In 2025, USDA loan limit in Edgartown, county of Dukes, MA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Edgartown, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 379-2107 Lender's profile and map Reviews Forthright Mortgage LLC 86 Lafayette Road, Suite 4, North Hampton, NH, 03862 Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
(603) 595-4400 Lender's profile and map Reviews Geosegment Systems 24 Front Street, Suite 203, Exeter, NH, 03833 Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
(860) 282-0001 Lender's profile and map Reviews Finex Credit Union 616 Burnside Avenue, East Hartford, CT, 06108 Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
(860) 291-0345 Lender's profile and map Reviews America's First Network Credit Union 92 Pitkin Street, East Hartford, CT, 06108 America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
(860) 716-1590 Lender's profile and map Reviews Mortgage Markets Cuso 616 Burnside Avenue, East Hartford, CT, 06108 Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union
(860) 895-6422 Lender's profile and map Reviews Global Funding Group, LLC 1622 Main Street, East Hartford, CT, 06108 Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
(413) 525-2002 Lender's profile and map Reviews Premier Source Federal Credit Union 232 North Main Street, East Longmeadow, MA, 01028 Premier Source Federal Credit Union is a not-for-profit, member-owned financial institution that exists to serve the financial needs of our member owners. Our focus is our members and their local community. At Premier Source, every depositor is an owner and shareholder and has a voice in shaping our direction.
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(203) 453-2721 Lender's profile and map Reviews Guilford Savings Bank PO Box 369, Guilford, CT, 06437 Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
(203) 843-0645 Lender's profile and map Reviews ReliaFirst Capital LLC 2470 Boston Post Road, Unit B3, Guilford, CT, 06437 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.