USDA Vs. FHA your options comparison in Edgartown, Dukes County, MA

As of 2025, the limit for USDA loans in Edgartown, within Dukes county of MA, is set at $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's most competitive rates for USDA and FHA loans. Discover the required income, credit, reserves, and documentation for qualification. Our advanced tool facilitates comparisons of USDA, FHA, Conforming, and VA loans, assisting you in finding the best option for your financial situation in .

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2025 loan limits and down payment requirements in Edgartown, Dukes, MA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan choices in Edgartown, MA

Lendersa® aims to swiftly connect you with the best USDA or FHA loan without any complications. Choose one of three starting points to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in MA

A USDA loan is a government-backed mortgage by the Department of Agriculture, also referred to as the USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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