USDA and FHA Pro and Con in Oak-Bluffs, Dukes County, MA
For 2025, the USDA loan cap in Oak-Bluffs, located in Dukes County, MA, is $657,900, while the FHA limit for a single-family residence is set at $822,375.
Utilize Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates and determine what income, credit, reserves, and documentation are necessary for qualification. Our sophisticated mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide the best fit in according to your financial plans.
2025 Loan Limits and Down Payment Requirements in Oak-Bluffs, Dukes County, MA
Loan Type
Max Loan
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Oak-Bluffs, MA
Lendersa® aims to secure the top USDA or FHA loans for you swiftly and effortlessly. Start with one of three initial options that connect you with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas only. In contrast to FHA loans requiring a down payment of 3.5%, no down payment is needed for USDA mortgages.
2092 Concourse Drive, Suite 95, San Jose, CA, 95131
Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.
At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.
2092 Concourse Drive, Suite 69, San Jose, CA, 95131
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"MKT Finance Inc. is a full service mortgage brokerage with an experienced
staff of loan agents and processors. Whether your need is a purchase,
refinance, home improvement, or debt consolidation loan, we will make
sure that you get the right mortgage at the right price. With access to
dozens of wholesale lenders, we can often find better
1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
1590 Oakland Road, Suite B110, San Jose, CA, 95131
"Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
1630 Oakland Road, Suite A209, San Jose, CA, 95131
"GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.
