USDA and FHA Pro and Con in Everett, Middlesex County, MA

In 2025, the USDA loan limit set for Everett, within Middlesex county, MA, is $675,000. Meanwhile, the FHA limit is $828,000 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA loan rates. Determine the income, credit, reserves, and necessary documents for qualifying. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, guiding you to choose the best program in that fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Everett, Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Everett, MA

Lendersa® aims to secure the ideal USDA or FHA loan for you swiftly and effortlessly. Choose one of the three paths to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, also referred to as a USDA rural development loan, is backed by the government via the Department of Agriculture. It is designed for rural areas. Unlike FHA loans, which need at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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