USDA and FHA Pro and Con in Everett, Middlesex County, MA

In 2025, the USDA loan limit set for Everett, within Middlesex county, MA, is $675,000. Meanwhile, the FHA limit is $828,000 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA loan rates. Determine the income, credit, reserves, and necessary documents for qualifying. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, guiding you to choose the best program in that fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Everett, Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Everett, MA

Lendersa® aims to secure the ideal USDA or FHA loan for you swiftly and effortlessly. Choose one of the three paths to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, also referred to as a USDA rural development loan, is backed by the government via the Department of Agriculture. It is designed for rural areas. Unlike FHA loans, which need at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.