USDA and FHA Pro and Con in Medford, Middlesex County, MA
In 2025, the USDA loan limit for Medford within Middlesex county in MA is $675,000; the FHA limit for a single-family home is $828,000.
Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA options side by side, guiding your decision for the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Medford, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Medford, MA
The mission of Lendersa® is to proficiently secure the best USDA or FHA loan for you promptly, without hassle. Select one of the three pathways to connect with lenders and explore USDA loan programs.
A USDA loan, guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan, is specific to rural communities. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment at all.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community
Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.
Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.
