In 2026, the USDA loan limit for Medford within Middlesex county in MA is $675,000; the FHA limit for a single-family home is $828,000.
Utilize Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA options side by side, guiding your decision for the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Medford, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Medford, MA
The mission of Lendersa® is to proficiently secure the best USDA or FHA loan for you promptly, without hassle. Select one of the three pathways to connect with lenders and explore USDA loan programs.
A USDA loan, guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan, is specific to rural communities. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment at all.
US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
Northern New Mexico School Employees Federal Credit Union
614 Alta Vista St, Santa Fe, NM, 87505
Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,
Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest.
Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
