USDA Vs. FHA Pro and Con comparison in Winthrop, Suffolk County, MA
For 2025, the USDA loan limit in Winthrop, located in Suffolk county, MA, is set at $0. In contrast, the FHA loan limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program tailored to your specific financial situation in .
2025 Loan Limits and Downpayment Requirements in Winthrop, Suffolk, MA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Winthrop, MA
The aim at Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three pathways to find the right lenders and relevant USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
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