USDA Vs. FHA Pro and Con comparison in Winthrop, Suffolk County, MA
For 2026, the USDA loan limit in Winthrop, located in Suffolk county, MA, is set at $0. In contrast, the FHA loan limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program tailored to your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Winthrop, Suffolk, MA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Winthrop, MA
The aim at Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three pathways to find the right lenders and relevant USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting.
Call us directly (424) 281-4880
10880 Wilshire Boulevard, Suite 150, Los Angeles, CA, 90024
At City National Bank, we make it our business to be personal. Since our founding in 1954, we've always prioritized helping our clients, colleagues and communities flourish, and our legacy of integrity and unparalleled client relationships continues to drive strong growth today. City National is a subsidiary of Royal Bank of Canada.
10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
20101 Hamilton Ave, Suite 150, Torrance, CA, 90502
Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
13658 Hawthorne Blvd, Suite 105, Hawthorne, CA, 90250
401k Realty is a property management and real estate brokerage company dedicated to helping you get the most out of your real estate goals. Whether it be purchasing a home, investment property, or managing tenants, our team of knowledgeable professionals can assist you. With over 25 years of experience in real estate brokerage.
