USDA and FHA Pro and Con in Holbrook, Norfolk County, MA

For the year 2025, the USDA loan limit for Holbrook, located in the county of Norfolk, MA, is $616,400, while the FHA limit for a single-family house is $828,000.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Determine the income, credit, reserves, and necessary documentation needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in .

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Loan limits and downpayment needs for 2025 in Holbrook, Norfolk county, MA

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Options in Holbrook, MA

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and without hassle. Choose among three starting points that lead to lender matches and specific USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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