USDA and FHA Pro and Con in Holbrook, Norfolk County, MA
For the year 2026, the USDA loan limit for Holbrook, located in the county of Norfolk, MA, is $616,400, while the FHA limit for a single-family house is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Determine the income, credit, reserves, and necessary documentation needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program for your financial situation in .
Loan limits and downpayment needs for 2026 in Holbrook, Norfolk county, MA
Loan Type
Loan Limit
Down payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Options in Holbrook, MA
Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and without hassle. Choose among three starting points that lead to lender matches and specific USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Abington Bank, part of the Hometown Financial Group banking family.
We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
100 Grandview Road, Suite 105, Braintree, MA, 02184
Lends in Massachusetts
Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.
Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.
800 Hingham Street, Suite 104N, Rockland, MA, 02370
Lends in Massachusetts
Mortgage Corp of the East III was organized as a Massachusetts corporation in May of 1988. Michael Aizenstadt is the founder and President of Mortgage Corp East. Our primary business focus is on the origination of residential mortgages in the state of Massachusetts, licensed as a direct lender.