USDA Vs. FHA Pro and Con comparison in Rockland, Plymouth County, MA

For 2025, the USDA loan cap in Rockland, located in Plymouth County, MA, is set at $675,000, whereas the FHA maximum is $828,000 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to evaluate today's competitive USDA and FHA rates, understanding the income, credit, reserves, and requisite documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA alternatives side by side, aiding in selecting the best financial program in for your unique needs.

Explore loan offers from a selection of 100 lenders

The 2025 Loan Limits and Down Payment Requirements in Rockland, Plymouth County, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Rockland, MA

The mission of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan options. Begin your journey by choosing one of three pathways to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Overview of USDA Loans in MA

A USDA home loan is a financial product backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans demand no initial down payment, broadening accessibility significantly for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • Centennial Bank
  • 620 Chestnut Street, Conway, AR, 72032
  • Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
  • KISS Capital, Inc.
  • 1825 E Oak St, Suite 120, Conway, AR, 72032
  • KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • CSD Credit Union
  • 8510 E Bannister Road, Kansas City, MO, 64134
  • In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
  • Burlington Northtown Community Credit Union
  • 1002 Swift Street, North Kansas City, MO, 64116
  • Founded in 1928 by the employees of Burlington Railroad employees as a not-for-profit financial cooperative; BNCCU is now the oldest and one of the strongest community-chartered credit union's in the Kansas City metro. As a community credit union, we remain small enough to know and serve our members on a personable level
  • Interamerican Bank, A FSB
  • 9190 Coral Way, Miami, FL, 33165
  • At Interamerican Bank, we strive to create banking relationships that last a lifetime. We value our customers and go above and beyond to create a first class experience tailored to our customer’s banking needs. For that reason, a large amount of our customers have been with us for many generations.
  • ZoomLoans
  • 9588 SW 40th St, Miami, FL, 33165
  • At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs
  • Brightstar Mortgage Solutions LLC
  • 11401 Southwest 40th Street, Suite 326, Miami, FL, 33165
  • All of our team members were born and raised in South Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our fellow South Floridians while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks