For 2025, the USDA loan cap in Rockland, located in Plymouth County, MA, is set at $675,000, whereas the FHA maximum is $828,000 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to evaluate today's competitive USDA and FHA rates, understanding the income, credit, reserves, and requisite documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA alternatives side by side, aiding in selecting the best financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan options. Begin your journey by choosing one of three pathways to align with lenders and USDA loan offerings.
A USDA home loan is a financial product backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans demand no initial down payment, broadening accessibility significantly for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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