USDA Vs. FHA Pro and Con comparison in Rockland, Plymouth County, MA

For 2026, the USDA loan cap in Rockland, located in Plymouth County, MA, is set at $675,000, whereas the FHA maximum is $828,000 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to evaluate today's competitive USDA and FHA rates, understanding the income, credit, reserves, and requisite documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA alternatives side by side, aiding in selecting the best financial program in for your unique needs.

Explore loan offers from a selection of 100 lenders

The 2026 Loan Limits and Down Payment Requirements in Rockland, Plymouth County, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Rockland, MA

The mission of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan options. Begin your journey by choosing one of three pathways to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Overview of USDA Loans in MA

A USDA home loan is a financial product backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans demand no initial down payment, broadening accessibility significantly for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rockland Lenders

  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Lends in Massachusetts
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.

  • Rockland Trust
  • 288 Union St, Rockland, MA, 02370
  • Lends in Massachusetts
  • We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.

  • Mortgage Corp East
  • 800 Hingham Street, Suite 104N, Rockland, MA, 02370
  • Lends in Massachusetts
  • Mortgage Corp of the East III was organized as a Massachusetts corporation in May of 1988. Michael Aizenstadt is the founder and President of Mortgage Corp East. Our primary business focus is on the origination of residential mortgages in the state of Massachusetts, licensed as a direct lender.

  • ABINGTON BANK
  • 6 Harrison Avenue, Abington, MA, 02351
  • Lends in Massachusetts
  • Abington Bank, part of the Hometown Financial Group banking family.

    We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.

  • Powerhouse Funding Corp
  • 439 Columbia Rd, Suite 101, Hanover, MA, 02339
  • Lends in Massachusetts
  • Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.

  • South Shore Bank
  • 1530 Main Street, South Weymouth, MA, 02190
  • Lends in Massachusetts
  • South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • Lends in Massachusetts
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.