USDA Vs. FHA Pro and Con comparison in Braintree, Norfolk County, MA

In 2025, the USDA loan cap in Braintree, Norfolk county, MA, is set at $616,400. Meanwhile, the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator provides viewable side-by-side comparisons of USDA, FHA, Conforming, and VA options, allowing you to select the best program for your specific financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Braintree, Norfolk, MA

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Braintree, MA

Lendersa® aims to secure the best USDA or FHA loan available for you quickly and easily. Choose one of three paths to connect with lenders and explore USDA loan offerings.

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What is a USDA Loan in MA?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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