USDA and FHA Pro and Con in Marblehead, Essex County, MA
For the year 2026, the USDA loan limit in Marblehead, situated in Essex, MA, stands at $675,000. In comparison, the FHA loan limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to assess and compare the optimal current rates between USDA and FHA loans. Discover the income requirements, credit score criteria, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to guide you in choosing the best financial program in .
2026 Loan Limits and Down Payment Details in Marblehead, Essex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Opportunities in Marblehead, MA
The mission of Lendersa® is to assist you in securing the most favorable USDA or FHA loan swiftly and conveniently. Choose from three pathways to find matching lenders and USDA loan programs tailor-suited to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's exclusive to rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans remove this requirement entirely.
Founded in 1871, Marblehead Bank has been helping generations of families on the North Shore, grow and prosper. We help lead them to brighter and financially sound futures. Today, we’re one of North Shore’s finest banks. We hope to be given the opportunity to show you how much we care!
Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members
BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
100 Cummings Center, Suite 544H, Beverly, MA, 01915
Lends in Massachusetts
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
The Massachusetts Family Federal Credit Union was chartered in 1926 for the purpose of providing savings and loans to postal employees. Since our modest beginning, the financial markets have changed dramatically, but the philosophy of the credit union has remained constant.” Your membership is our most valued asset.
