USDA and FHA Pro and Con in Marblehead, Essex County, MA
For the year 2026, the USDA loan limit in Marblehead, situated in Essex, MA, stands at $675,000. In comparison, the FHA loan limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to assess and compare the optimal current rates between USDA and FHA loans. Discover the income requirements, credit score criteria, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to guide you in choosing the best financial program in .
2026 Loan Limits and Down Payment Details in Marblehead, Essex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Opportunities in Marblehead, MA
The mission of Lendersa® is to assist you in securing the most favorable USDA or FHA loan swiftly and conveniently. Choose from three pathways to find matching lenders and USDA loan programs tailor-suited to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's exclusive to rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans remove this requirement entirely.
Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
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Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.
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At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
