In 2025, the USDA loan cap in Peabody, located in Essex county of MA, is $675,000. Meanwhile, the FHA limit for a single-family residence is $828,000.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA interest rates, helping to determine the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program best suited to your financial circumstances in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The objective of Lendersa® is to secure the most suitable USDA or FHA loan quickly and without fuss. Choose from three starting points to connect with lenders and explore USDA loan offerings.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, commonly known as a USDA rural development loan. Available only in rural areas, it differs from FHA loans, which need a minimum down payment of 3.5%, whereas USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
