USDA Loan Vs. FHA loan for Nahant, MA [Essex County ]

In 2025, USDA loan limit in Nahant, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Nahant, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(330) 535-3611 Lender's profile and map Reviews FirstEnergy Family Credit Union 575 White Pond Drive, Suite E, Akron, OH, 44320 FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
(330) 832-1371 Lender's profile and map Reviews Friends and Family Credit Union 3920 Erie Street South, Massillon, OH, 44646 Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
(330) 479-3130 Lender's profile and map Reviews Golden Circle Credit Union Inc 4118 Lincoln Way East, Massillon, OH, 44646 Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
(216) 306-0225 Lender's profile and map Reviews Social Mortgage LLC. 1861 W25th Street, Cleveland, OH, 44113 Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
(216) 727-3525 Lender's profile and map Reviews AMKO Lending LLC 2019 Center Street, Suite 103, Cleveland, OH, 44113 Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
(216) 741-9430 Lender's profile and map Reviews Steel Valley Federal Credit Union 3840 Pearl Road, Cleveland, OH, 44109 The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
(800) 705-4308 Lender's profile and map Reviews Secure Lending Incorporated 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109 Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
(304) 758-4308 Lender's profile and map Reviews Long Reach Federal Credit Union 315 Main Street, Middlebourne, WV, 26149 Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
(888) 328-6466 Lender's profile and map Reviews Union Bank, Inc. 103 Dodd St., Middlebourne, WV, 26149 Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
(330) 664-4700 Lender's profile and map Reviews Towpath Credit Union 2969 Smith Road, Fairlawn, OH, 44333 Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
(234) 334-5414 Lender's profile and map Reviews Riverview Mortgage Corp 2919 West Market Street, Suite C, Akron, OH, 44333 We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.