USDA VS FHA in Mattapoisett-Center, Plymouth County, MA

In 2026, the USDA loan limit in Mattapoisett-Center, located in the county of Plymouth, MA, is set at $579,600. Comparatively, the FHA loan limit for a single-family home is $724,500.

You can utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. This tool also helps evaluate the necessary income, credit score, reserves, and documentation for eligibility. By leveraging our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program that suits your financial circumstances in Alabama.

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2026 Loan Limits and Down Payment Obligations in Mattapoisett-Center, Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

Options for USDA and FHA Loans in Mattapoisett-Center, MA

The main aim of Lendersa® is to efficiently secure either a USDA loan or an FHA loan, minimizing any unnecessary hassle. There are three initial steps you can choose from to connect with relevant lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in MA

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering more accessibility to rural home buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mattapoisett-Center Lenders

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Lends in Massachusetts
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.

  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • Lends in Massachusetts
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety

  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Lends in Massachusetts
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.

  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Lends in Massachusetts
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • Lends in Massachusetts
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.

  • MortgageSafe
  • 17R Academy Lane, Falmouth, MA, 02540
  • Lends in Massachusetts
  • We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.