USDA VS FHA in Mattapoisett-Center, Plymouth County, MA
In 2026, the USDA loan limit in Mattapoisett-Center, located in the county of Plymouth, MA, is set at $579,600. Comparatively, the FHA loan limit for a single-family home is $724,500.
You can utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. This tool also helps evaluate the necessary income, credit score, reserves, and documentation for eligibility. By leveraging our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program that suits your financial circumstances in Alabama.
2026 Loan Limits and Down Payment Obligations in Mattapoisett-Center, Plymouth, MA
Loan Type
Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
Options for USDA and FHA Loans in Mattapoisett-Center, MA
The main aim of Lendersa® is to efficiently secure either a USDA loan or an FHA loan, minimizing any unnecessary hassle. There are three initial steps you can choose from to connect with relevant lenders and USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering more accessibility to rural home buyers.
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